About Hine Downing Financial Services

Hine Downing Financial Services is owned in part by the Partners of Hine Downing Solicitors LLP, but it is independent and impartial in its operation.

The parent company are a prominent firm of lawyers based in Falmouth. The firm’s ‘family tree’ stretches back into the 19th Century; an unbroken history of advising and acting for generations of families and businesses predominately in Cornwall, but also elsewhere in the UK.

Our approach

As members of SIFA (Supporting Impartial Financial Advice) our highly qualified team of financial advisers and support staff, who have many years of combined experience, are able to offer truly independent advice without restriction.

Our strengths

As a practice our aim is to protect, maintain or improve our clients’ financial wellbeing in an ever-changing world.

What makes Hine Downing Financial Services special is our professional credentials which enable us to understand and respond to the continuing needs of our clients. While our processes may change from time to time, some things remain constant such as our personalised and professional approach, our close links with the community and our reputation for developing lasting relationships with our clients.

We operate strict quality control standards which ensure that clients’ interests are protected and remain confidential. We can, if you request us to do so, work with any other professional advisers you may have i.e. Solicitor and/or Accountant, to ensure that everyone works towards the same objective.

Whether or not working closely with the client’s own accountant or solicitor, the HDFS advisers provide client specific financial planning advice via comprehensive written recommendation reports, on a wide range of financial planning subjects, which include Savings and Investments, Pension plans and Retirement planning, Long Term Care planning, Inheritance Tax planning, Mortgages and Equity Release schemes and Family Protection, as well as Trustee investment planning.

Whatever your reasons are for coming to meet us, we will endeavour to guide you through the process with a minimum of fuss by listening carefully, identifying the best and most cost-effective strategy for a successful outcome and keeping you informed at every stage.

Please remember, that past performance is not necessarily a guide to future performance and you may get back less than you initially invested. Do not forget that your home may be re-possessed if you do not keep up the repayments on your mortgage.