Customer Compliance Advisory Notices

Whether you are new to investing or an experienced investor, please remember that past performance is not necessarily a guide to future performance and you may get back less than you initially invested. Always seek professional advice prior to investing or in the event of withdrawing the capital, whether in part or in full.

If you purchased your home with the aid of a mortgage loan, remember that your home may be re-possessed if you do not keep up the repayments on your mortgage or other loans secured on it.

Additional Risk Clause

It is important that you maintain the premium(s) on your family protection policies in accordance with the terms of the policy(ies) to avoid the protection cover being cancelled.

For further information on compliance matters please contact Steve Bonney Hine Downing Financial Services compliance officer.

Hine Downing Financial Services is a trading name of Professional Financial Centre (Cornwall) Ltd which is authorised and regulated by the Financial Conduct Authority. FCA reference No: 229752. Registered in England under Company No: 4868939.

Steve Bonney

HDFS Director and Independent Financial Adviser (DipPFS, Certs CII MP & ER)

Steve specialises in all areas of investment / retirement / pension and Inheritance Tax planning, and is also qualified to advise on mortgages, equity release mortgages and life and income protection planning. Read more...